Trust my experience for your most important purchase.

Meet Nancy

Every client I meet has a story to tell, and it's my job to understand and honor the unique details of your story. I enjoy working with and learning from a diverse clientele in terms of language, culture and socioeconomic situation.

I've been a mortgage loan officer since 2001 and joined the family at Bell Bank Mortgage in 2010, coming from the Uptown mortgage office I'd opened, Puertas Abiertas/Open Door.

You'll find I am detailed and professional in my work, with a values-driven and service-oriented approach. I'll take the time to listen to you and explain the process and programs. We'll find the loan best tailored to you, whether you are a first-time homebuyer or a seasoned homeowner.


How I Work

Whether buying your first home or your fifth, you need an experienced loan officer to help navigate the complexities of mortgage financing. I'm committed to excellence throughout the process – from providing a thorough pre-approval with competitive rates and programs, to answering your questions, and, most important, to closing your loan on time.

Knowledgeable and caring, I've built a reputation as someone who works hard and gets the job done. Contact me and let my experience work for you!

Thank you! We could not be more excited, or more pleased with our experience working with you :) Nancy -- thank you so much for hanging in there with us over these many months, and helping us get to this point! You helped show us what was possible and how to get there, and we couldn't have done it without you. We were prepared to make all kinds of compromises, but with the excellent guidance and care and great work of your team, we find ourselves with what is really a dream of a home for our family, and we didn't have to compromise OR stretch our budget. It's unbelievable!
Molly N

Expertise and Specialties

  • Purchase & refinance
  • Conventional, FHA & VA
  • Primary residence/investment & rehab properties
  • First-time homebuyer loans & down payment assistance
  • Jumbo loans


Honors and Awards

  • Minnesota Housing – Platinum-level lender
  • Bell Bank Mortgage President's Club – 2012 to 2021
  • Latino Council of the Emerging Markets Homeownership Initiative (EMHI)
  • Consumer Advisory Council of the MN Home Ownership Center (HOC)
  • Bell Bank Mortgage Platinum Club 2021


*Multiple Year Winner

More About Me

I have bachelor of arts degrees in piano performance and Spanish, as well as a master's degree in intercultural studies and cross-cultural communication. I enjoy riding bikes, gardening, cooking ethnic food, watching basketball games, reading books, and traveling with my husband and 2 sons, who are also fluent in Spanish.

Community Involvement

  • Home Stretch Workshop – volunteer presenter
  • Minnesota Home Ownership Center – volunteer teacher/trainer